(no subject)

[usernamenumber.livejournal.com]

Hello all,

I've looked through the "banking" tag and don't see anything that specifically addresses this, so I'll go ahead and ask: I'm currently with Wainwirght and I like a lot of things about them, but I depend upon a lot of online features that they just don't have, which unfortunately has me considering changing banks. I'd consider switching to a bank that had all of the following:

• Free billpay that consistently deducts money when the check is cut, not when it is cashed


• Online statements going back indefinitely (or at least more than a month or two)


• No charge for transferring between multiple checking accounts


• A decent online banking interface


• A branch and ATM somewhere within 5ish miles of the Davis/Porter sq area

Wainwright meets, at least arguably, the last three requirements, but not the first two as far as I've been able to tell.
Does anyone know a bank that meets all these criteria and that they've been happy with in terms of customer service and all that? One that still has the progressive hippie-fu of wainwright would be nice, if such exists.

Comments

[jamiesquared.livejournal.com]

Sovereign.

Free bill pay, my statements online go back pretty darn far, the site is easy to use, easy to transfer money between accounts and there are a lot of ATMs around especially in all the CVS's. They have always been very helpful and all around nice.

[meeesh.livejournal.com]

I agree on Sovereign. I haven't used their bill pay though.

[librarybrandy.livejournal.com]

At least as of a few years ago, though, Sovereign credits weekend deposits/debits in whatever order they choose. Meaning, they once bounced 6 debits (and charged us $25 "overdraft" for each one) on a weekend, because they wouldn't credit a cash deposit I'd made Friday afternoon (at a teller window! but it was officially "after banking hours" even though they were open) that would easily cover all the payments.

Never used their billpay, though. I've actually been very pleased with Bank of America for all your requirements except the multiple checking accounts--but I can move money from checking to savings with no fees.