(no subject)

[usernamenumber.livejournal.com]

Hello all,

I've looked through the "banking" tag and don't see anything that specifically addresses this, so I'll go ahead and ask: I'm currently with Wainwirght and I like a lot of things about them, but I depend upon a lot of online features that they just don't have, which unfortunately has me considering changing banks. I'd consider switching to a bank that had all of the following:

• Free billpay that consistently deducts money when the check is cut, not when it is cashed


• Online statements going back indefinitely (or at least more than a month or two)


• No charge for transferring between multiple checking accounts


• A decent online banking interface


• A branch and ATM somewhere within 5ish miles of the Davis/Porter sq area

Wainwright meets, at least arguably, the last three requirements, but not the first two as far as I've been able to tell.
Does anyone know a bank that meets all these criteria and that they've been happy with in terms of customer service and all that? One that still has the progressive hippie-fu of wainwright would be nice, if such exists.

Comments

[laryu.livejournal.com]

Bank of America meets those criteria. I know it's not popular on this board, but they satisfy all five items.

[veek.livejournal.com]

Actually, I'll agree with this. I don't particularly like the idea of BoA, but I bank with them because they meet all of the criteria described in the post, and they're consistent.

Wainwright... is my nightmare. (http://wordsend.org/archives/2008/06/03/long-days-pleasant-nights/) I hate that this is true, but it is. I'm back to BoA, and quite satisfied despite their being as evil (though not more so) as the next bank.

Be aware, though: they don't have free checking that I know of (unless you have some large sum in your account at all times, which I don't). They do, however, make your account free if you have direct deposit; and if you set up a monthly autopay (auto-transfer) from one account to another, they treat that as a direct deposit too.

re: free checking at BoA

[chenoameg.livejournal.com]

You can bundle accounts together to get free service; I meet the minimums with a brokerage account so I don't need to keep minimums in the checking or linked savings accounts.