ext_66014 ([identity profile] usernamenumber.livejournal.com) wrote in [community profile] davis_square2008-09-13 01:37 pm
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Hello all,

I've looked through the "banking" tag and don't see anything that specifically addresses this, so I'll go ahead and ask: I'm currently with Wainwirght and I like a lot of things about them, but I depend upon a lot of online features that they just don't have, which unfortunately has me considering changing banks. I'd consider switching to a bank that had all of the following:

  • Free billpay that consistently deducts money when the check is cut, not when it is cashed

  • Online statements going back indefinitely (or at least more than a month or two)

  • No charge for transferring between multiple checking accounts

  • A decent online banking interface

  • A branch and ATM somewhere within 5ish miles of the Davis/Porter sq area



Wainwright meets, at least arguably, the last three requirements, but not the first two as far as I've been able to tell.
Does anyone know a bank that meets all these criteria and that they've been happy with in terms of customer service and all that? One that still has the progressive hippie-fu of wainwright would be nice, if such exists.

[identity profile] hiddenbear.livejournal.com 2008-09-15 04:42 pm (UTC)(link)
You seem quite comfortable with having many checking accounts. What about setting up a fifth one. Transfer money into that to use for each bill when you need it. Then it doesn't matter when they record the money as having been deducted. You just consider that that account never has money that is usable.