There is already a nationwide shadow inventory of over half a million homes that have been foreclosed and not auctioned. That is the band aid banks are applying in order to avoid recording their losses. And that band aid is causing difficulties and hzards for people living near those homes. We cannot let that happen to our city. If that means letting people stay in homes they should not have bought, that is a price I am willing to pay. They are already punished: their credit ratings are trashed.