Didn't see you, but if you were rear-ended, you're in a good spot. If you haven't filed a police report, do so ASAP. And if you do end up getting an insurance surcharge for some strange reason, appeal it. It may take 2 years to resolve but you usually win if the case is at all clear. You then get back all the additional premiums you have been paying and your record is cleared.
I say this all from unfortunate experience of not filing a police report based on bad (or possibly misleading) advice from an insurance adjuster.
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Date: 2009-12-15 05:38 pm (UTC)I say this all from unfortunate experience of not filing a police report based on bad (or possibly misleading) advice from an insurance adjuster.