davis_square | Credit unions? Banks? A jar in the back of my closet? (Reply)

Hi folks!

I'm relying on all you savvy davis square people out there to help me figure out where to go next for my banking institution :)

I currently have my checking and savings accts with the Harvard University Employees Credit Union and need to make a switch. They were ok when I worked at Harvard, but now that I'm working in Waltham it's a flipping PAIN to get to their ATM's or branches when I need to deposit money other than my direct deposit. Plus they don't clear any funds immediately when you make said deposits (I've routinely had to wait 5-7 days before getting a single penny of several large checks over the last 6 months).

So...who do you like to bank with? I have my visa card with BOA so I was contemplating going back, but I really didn't like their service at all...plus they're evil :)

Bonus points for a credit union that has branches in Waltham and Somerville that don't charge maintenance fees with direct deposit :)

Help a sista out...BOA is desperately trying to recruit me...offering $50, then $100, then finally $250 to open a checking account with them...save me from their evil clutches! :)

Thanks in advance! :)

<3