Another random question: non owner car insurance?

[emcicle.livejournal.com]

Hello DSLJ,

The hubby and I have been using zipcar for 8 years now, with much success, but we're finding we fairly regularly also rent from enterprise for the weekends (usually when they do their $10/day sales during the winter). Adding their insurance coverage often more than doubles the cost of the rental. We rent under our credit card that offers some rental coverage, but have been wondering if we should explore getting something like non owner car insurance. I've read that it exists, but the brief search we have done has turned up no leads in MA. We called our homeowners insurance company (Amica) and they don't offer it. I can definitely call around to companies that insure in MA (and eventually will), but I'm wondering if anyone in Davis actually has it or had it, and can recommend a company that will offer it?

Thanks!