Storybook Accident

[surrealestate.livejournal.com]

An SUV ran into Porter Square Books this morning, a little before noon. I did not see the collision, but I was there shortly after. Nobody I spoke to saw it happen, including a couple who were in the store -- they just heard the noise. The vehicle went through the window into the cafe area and at least one person from inside was taken away in an ambulance, in addition to the driver, who did not appear to be hurt. (Amazingly, the car did not appear to have sustained any damage, despite breaking through the metal & glass windows as well as the cement block wall beneath.)

There were four ambulances, three fire engines, and many police officers.



(Taken with my phone.)

Comments

[plumtreeblossom.livejournal.com]

I'm most concerned about the store. I know nothing about insurance for this sort of thing, though I've never heard of "car through the front window" insurance. Then there's the potential liability over any customers who were injured. Even the matter of getting it boarded up before the storm tonight.

Shit.

I love that store. And if feels like there's nothing anyone can do to help.

[prosicated.livejournal.com]

I was just by there, and they've got glass repair people out framing up a timber replacement and the truck had glass in it. They've got a few hours till the snow hits, at any rate. Even better, though, the store even had customers in it! (I was worried about them, too, I love that place.)

[plumtreeblossom.livejournal.com]

They're open for business? They ROCK. That's truly rolling with the punches.

[hammercock.livejournal.com]

I'm pretty sure the driver's insurance will be paying for the damages to the store and any people involved. Really shitty timing with the storm coming, though. :(

[plumtreeblossom.livejournal.com]

Sure is. And I thought I was having a bad day...

[spoothbrush.livejournal.com]

If I understand how it works right, the driver's insurance will pay up to however much property damage liability she's carrying. The store can go after her in court for any damages in excess of her PDL coverage, however. (My husband works for a car insurance company and talks about this stuff waaaaay too much. Some of it apparently rubs off.)

[plumtreeblossom.livejournal.com]

That icon is cracking me up....:-)

[amethystmoon.livejournal.com]

I used to live at a crappy intersection (in Fitchburg), and the storefront across the street from me was run into three times. The store's insurance covered what was above the driver's insurance (minus a premium, of course), but they do have limits -- after the third time, they said they'd be cancelling the insurance if it happened again.