don't forget to ask permission...

[glowroper.livejournal.com]

...to spend your own money, if you bank at Wainwright and use an ATM card to access your hoard. (Disclaimer: I otherwise love Wainwright Bank, as they are not only progressive in policy, but in action.)

My partner and I were in yesterday, because they now need to be alerted IN WRITING that you wish to leave town and use your ATM/debit card. Otherwise they will interpret purchases as attempts at fraud, and deny the transaction. (Yes, this has happened to me. Most embarrassing.)

They say this is to prevent possible theft; I say it is a theft of my privacy. They will be getting a[nother] nasty note from me when I return from the trip I leave on (in about half an hour). I say "another" because the written notification I gave them was so...vivid...that the Davis Square customer service person was going to fax it over to the main office, probably so they could use advanced graphological analysis to see how infuriated I am.

If I wanted to inform the authorities of my whereabouts, and ask permission to spend my own money, I would face the satellite cameras and vote Republican.

Comments

[inahandbasket]

wow. and I thought the $1000 single purchase limit was a pain in the butt! (My significant-other was trying to buy an Apple laptop online.)

They'll be hearing from me about this one, that's for sure.

[enochs-fable.livejournal.com]

Or the fact that you can't cash a check for more than you have in your account - that just boggles my mind.

[inahandbasket]

I fail to see how sarcasm was called for.

[enochs-fable.livejournal.com]

Huh? I'm not sure if you're responding to me, here.

[enochs-fable.livejournal.com]

I was just volunteering another example of something that was a pain in the butt, no sarcasm.

[signsoflife.livejournal.com]

It reads like sarcasm because it reads like you're talking about cashing a check *made out to cash*, that is, drawing down your own account. The alternate interpretation of a third-party check didn't occur to me, at least, until you responded.

[hakamadare.livejournal.com]

ah - you’re referring to their unwillingness to let you deliberately bounce a check? yeah, that irritates me too, but not overly (i’ve been trying to break that habit for a while now, and i’m feeling the urge a lot less).

-steve

p.s. thanks for the explanation; i initially thought you were being snarky.

[ron_newman]

that's understandable, given that the bank has no guarantee that the check is good...

[csbermack.livejournal.com]

1k is high. A lot of banks have lower limits.

[xuth.livejournal.com]

Almost all banks have some limit on the per day usage of an ATM/Debit card. You should note that the default is $1300 per day ($1000 credit, $300 ATM). After you have established the account for some unspecified duration it is quite easy to change the limits.