Pet Insurance?

[misterthorn.livejournal.com]

Anyone have any experience with pet insurance providers? Or can anyone make an informed recommendation? My vet has pointed me toward VPI and Embrace, but it's hard to find good reviews of these (or anyone else) online.

Thank you!

Comments

[molyflogs.livejournal.com]

We had ASPCA pet insurance on our dogs for a few years. We got it when we got the dogs, and it was great for awhile. It paid for 80% of their spay and neuter. When we had to take one to the emergency vet in the middle of the night, it paid for 80% of that ,which ended up being a couple thousand dollars, so that was nice. It was 80% of pretty much everything. After things settled down with the dogs, we eventually dropped coverage, and instead, we put what we would spend on the premiums in the bank every month, and just use that if something comes up with them. While the insurance definitely paid out more to us than we paid in premiums, it wasn't going to be that way anymore. The dogs don't have any health concerns, and we only seem to need to take them in once a year, so it's not worth it anymore.