Credit unions? Banks? A jar in the back of my closet?

[dj-daeva.livejournal.com]

Hi folks!

I'm relying on all you savvy davis square people out there to help me figure out where to go next for my banking institution :)

I currently have my checking and savings accts with the Harvard University Employees Credit Union and need to make a switch. They were ok when I worked at Harvard, but now that I'm working in Waltham it's a flipping PAIN to get to their ATM's or branches when I need to deposit money other than my direct deposit. Plus they don't clear any funds immediately when you make said deposits (I've routinely had to wait 5-7 days before getting a single penny of several large checks over the last 6 months).

So...who do you like to bank with? I have my visa card with BOA so I was contemplating going back, but I really didn't like their service at all...plus they're evil :)

Bonus points for a credit union that has branches in Waltham and Somerville that don't charge maintenance fees with direct deposit :)

Help a sista out...BOA is desperately trying to recruit me...offering $50, then $100, then finally $250 to open a checking account with them...save me from their evil clutches! :)

Thanks in advance! :)

<3

Comments

Harvrd University Employees Credit Union

[huecu.livejournal.com]

I just noticed your post. If you still have an account at Harvard University Employees Credit Union, you should check out NYCE Shared Deposit locations. Here's a link to a couple in Waltham:

http://www.nyce.net/atm/results.jsp

Good luck!

Jim
Retail Operations Administrator
Harvard University Employees Credit union

Re: Harvrd University Employees Credit Union

[dj-daeva.livejournal.com]

Haha I thought this was spam! I almost didn't open it...I haven't used my lj in a considerable amount of time =)

I'm actually fine now...I barely use the atm's...I just had to use them a few times where it was really inconvenient. And I had gone to what I thought was a shared deposit atm but it didn't work when I went.

Fret not, you guys retained me with excellent personalized service and saved me from a major jam I was in recently.

Thanks!