(no subject)

[green-limousine.livejournal.com]

does anyone know if there is a law about when a realtor can legally cash the fee?

i dated a realtor fee check for the 20th, and he cashed it on the 19th, thus winding me with overdraft fees, because the money i was waiting for wasn't posting until the 20th. and to top it off, we signed the lease, tonight, the 21st.

p.s. i know that post dating a check does not matter, it can be cashed at any time, but shouldn't the realtor not cash his fee until the lease is signed?

Comments

[overstim.livejournal.com]

Its a matter of manners and nothing more. Yes, a check can be cashed at any time, and technically, youre not paying a realtor to sign a lease, youre paying a realtor to hook you up with an apartment, which he did.

If I were you, Id politely remind him that he AGREED not to cash the check until the 20th, and you'd really like to recommend him to all of your MANY friends, because he really was great, except that one little thing whch MUST have been a careless oversight. So he can send you a refund of ythe amount of your overdraft fees to your swanky new address. Its a tough market, after all, and I'm sure he would appreciate the referred business.

[lidiya6.livejournal.com]

Is it possible that this was an oversight on the realtor's part? I know I don't look at the dates of checks that are given to me... it would never occur to me that someone would post date a check (and in that case I would wait to deposit, obviously...) But maybe he was making a batch deposit...

Also if this is your first overdraft, try asking the bank to waive it.

[on-reserve.livejournal.com]

depending on your bank, most will waive at least one overdraft fee per year (esp if you point out that you had post-dated the check and weren't planning on it going in). big banks ironically will roll over more often (since they have more money to play with in general) but even smaller, more-budget-concerned banks will help you out now and then. i have wainwright and they usually work something out with either waiving the fee or waiving one of two fees or going half with me.