Volunteers Needed!

[rokhlita.livejournal.com]

Our Neighbors are being evicted and our community destabilized by the foreclosure crisis!

The Community Action Agency of Somerville (CAAS) in collaboration with Cambridge & Somerville Legal Services (CASLS) is initiating a post-foreclosure outreach and organizing campaing in Somerville.

We are asking YOU to join us as we go door-to-door to foreclosed properties in Somerville to talk with owners and tenants about their rights and how it may be possible for them to stay in their homes.

WHEN: Sunday, November 1st, 1:00-4:30PM
WHERE: CAAS, 66-70 Union Sq., Somerville
(Located directly above the Precinct Bar. 
Take bus #87 from Davis Sq.)

WHAT: a brief training, some snacks,
lots of door-knocking, and a quick debrief.
PLEASE RSVP TO: Rachel Bedick, 617-623-1392 ext. 141

Comments

Re: I'd like to know more about these cases.

[charlwoo.livejournal.com]

I think this approach is misguided. I don't think artificially sustaining high housing prices is an appropriate response when what we really need is affordable housing. If we need affordable housing, we should focus on providing that instead of keeping people in houses they cannot afford. If people are being foreclosed on, they should be able to rent a smaller space in a different location for a price they can pay. If we need shelters for the homeless, let's expand that instead of providing inappropriately sized houses for people who would otherwise be homeless.
I'm not advocating we throw people out on the street or create blighted neighborhoods -- we are far from both, in this area -- I think that the housing market needs to reset at a lower level, and foreclosures, while painful, are a major mechanism by which the market does that.
If a bank is failing to maintain property to a minimum standard set by a city, local HOA or community organization, there should be a way to legally address this, as there would be with any homeowner. If the bank decides to sell it at a lower price, that's a GOOD thing; it makes housing more affordable for everyone. If the bank decides to raze the building and plant a field of wheat, or paint the house sparkly gold, and none of these decisions violate existing zoning laws or regulations -- that is their prerogative as the owner.
If the foreclosure process is too slow, we should work on fixing that aspect and put these houses back on the market so that they're occupied, instead of stopping the foreclosure from happening in the first place.
There's no incentive to fix these larger issues when we slap a band-aid on the situation.

Re: I'd like to know more about these cases.

[ocschwar.livejournal.com]

There is already a nationwide shadow inventory of over half a million homes that have been foreclosed and not auctioned. That is the band aid banks are applying in order to avoid recording their losses. And that band aid is causing difficulties and hzards for people living near those homes. We cannot let that happen to our city. If that means letting people stay in homes they should not have bought, that is a price I am willing to pay. They are already punished: their credit ratings are trashed.

Re: I'd like to know more about these cases.

[ron_newman]

Burdening the homeless-shelter system further, when the family is already adequately housed, does not make sense. Especially if the result is a vacant house.

Re: I'd like to know more about these cases.

[nvidia99999.livejournal.com]

I agree. This is something that needs fixing now.